Rainy Monday morning with the neighbor’s house on fire

 


My wife woke me up this morning to tell me that the neighbor’s house was burning and L.A Fire was on scene.  It was all over pretty quickly, lots of black smoke to start, turning white as the firemen doused the flames, now all is quiet.  Hopefully they’ve got good insurance and there are no personal injuries.

The fire reminds me that it’s close to the beginning of a New Year, which is the perfect time to do our annual inventory of stuff, just in case we suffer a fire or some kind of catastrophe that requires documenting our belongings for the insurance company.

An easy way to do your inventory is the take a video camera into each room, then just photograph all of the contents.  If you have a spouse or friend to help, one of you should take the pictures and the other read the serial numbers and identifying information aloud for the camera.

I know from experience that one of the hardest things people face in making an insurance claim after a catastrophic loss is recreating a list of all the items they had that were destroyed, stolen or otherwise damaged.

A printed list, photographs, or video can save you a good deal of trouble.

This year I plan to take my own advice and update our records right after the Christmas presents are opened.  Hopefully my videographer son will help out.

Bill Daniels is a trial lawyer and shareholder with the law firm of DANIELS LAW in Sherman Oaks, CA.  A graduate of Loyola Law School of Los Angeles, he is a former member of the Consumer Attorneys Association of Los Angeles Board of Governors, a founding member of Loyola’s Civil Justice Program and a past president of the Encino Lawyers Association.  Since 2007, he has been named a Southern California “Super Lawyer” by Los Angeles Magazine.  Mr. Daniels focuses his practice on serious personal injury, insurance and employment. For information, visit our website at www.daniels.legal or contact us through e-mail: Info@danielslaw.com.